Privacy Policy

How We Use and Protect Personal Information

At America Protect, LLC ("americaprotect.com"), protecting your privacy is very important to us. Americaprotect.com is owned and operated by America Protect, LLC. We value your trust and we want you to understand what information we collect, how we protect it, and how we use it. We treat personal information -- nonpublic information that identifies you -- with respect and in accordance with this Privacy Policy. Personal information is essential to meeting our goal to provide you with our products and services.

This Privacy Policy is designed to provide information regarding how we collect, use and disclose personal information we gather when you visit Americaprotect.com on the World Wide Web. This Privacy Policy currently is applicable only to our United States customers and visitors.

Our Privacy Policy

This is our Privacy Policy:

We will describe what personal information we collect, how we protect it, and how we may use it.
We will maintain physical, electronic, and procedural safeguards to protect personal information we obtain about our customers.
We will require outside companies who provide services for us and to whom we disclose personal information to adhere to our Privacy Policy standards.
We will also comply with any additional state requirements that relate to the use and protection of your personal information. In those states where there are more restrictive laws, we may provide a separate notice outlining the requirements of those laws.

Please read on for details about our practices for handling and securing your personal information. This Privacy Policy includes examples of the types of information we may collect and the kinds of companies and other entities with whom we may share information. These examples are illustrative and should not be considered a complete inventory of our information collection or sharing practices.

Information We May Collect

We may obtain information to provide you products and services you have requested, to determine your eligibility for products and services and to administer your account. We may collect identification, contact, transaction and experience information, for example, from you, our affiliates, and outside companies. Examples of the sources and types of information we may collect include:

Applications, registration forms, or other forms containing your name, address, telephone number, e-mail address;
Information from other companies to assist us in marketing our own products and services or products we offer jointly with other institutions, such as your name, address, and telephone number; and
Information from you and others, such as information relating to your employment, and other insurance coverage.

Information We May Disclose and To Whom We May Disclose Information

As permitted by law, we may disclose the personal information we collect. Unless specifically stated below, you cannot opt out of these disclosures. The service providers and others to whom we disclose information are obligated to use such information only for the purposes stated. Disclosures may be made as follows: Disclosures to Service Providers

We may disclose personal information we collect to others on our behalf, such as:

Providing administrative, customer assistance, or other services;
Preparing, printing and delivering statements and other documents;
Marketing our products and services;
Protecting against fraud; and
Maintaining or developing software for us.

In all cases, we will require service providers to whom we provide personal information to comply with our Privacy Policy and to use the information solely for the purposes for which we have retained them. Disclosure of personal information to these service providers is done to help us better serve you.

Other Disclosures Permitted By Law

We may make additional disclosures of information as permitted or required by law. For example, we may disclose information to law enforcement agencies or state insurance authorities.

Change In Privacy Policy

We reserve the right to modify or supplement our Privacy Policy at any time. If we make material changes, where required by law, we will provide our current customers with a revised notice that describes our new practices and will give them a reasonable opportunity to opt out, where permitted, of the disclosure of information under the revised Privacy Policy. We will always post our current Privacy Policy on our Web site.

Online Privacy

In addition to the terms outlined above, the following terms also apply when you visit us on the World Wide Web:

Online information and collection. You can visit us on the World Wide Web without telling us who you are or revealing any information about yourself, including your e-mail address. In this case, our Web servers collect the name of the domain you used to access the Internet, such as "aol.com" or "yahoo.com," and the Web site you came from and visit next. We and select outside companies who provide services on our behalf use this information in the course of delivering advertisements to you and to measure the number of visits, average time spent, page views, and other statistics about visitors to our Web site, in general. We may also use this data to monitor site performance and to make the site easier and more convenient to use. We may aggregate statistics that we gather about our customers, sales, traffic patterns, and services, and provide these statistics to third parties. When we provide these statistics to third parties, however, they will not include any personal information that identifies you, unless you have agreed to receive personally-tailored information.
Cookies. Cookies are small pieces of data stored by your Internet browser on your computer's hard drive. We, along with thousands of other Web sites, use cookies to enhance your Web viewing experience and to measure your Web site usage. With the help of cookies, we may present you with customized offerings or content that may be of interest to you. We may also use cookies to recognize you on subsequent visits or to remember your user name so you do not have to re-enter it each time you visit our site. You may be able to set your browser to notify you when you receive a cookie or to prevent cookies from being sent. Please note, however, that, by not accepting cookies, you may limit the functionality we can provide to you when you visit our site.
Links to other Web sites. We are not responsible for the information collection practices of other Web sites when you link to them from our Web site. We cannot guarantee how those parties use cookies or whether they place on your computer cookies that may identify you personally. You should carefully review the privacy policies of each Web site you visit to understand how they collect, use, and disclose information.
Information from Children. We do not knowingly solicit information from children and we do not intentionally market our products or services to children.
Email communications. Occasionally, we may send you e-mail communications with information that may be useful to you, including information about our products and services or about offerings. You will be given the option of not receiving any such e-mail messages, if you choose.
Encryption. We use encryption and authentication tools to protect information we gather on our Web site. E-mail communications outside of our Web site, however, may not be protected. If you are sending us an email communication that includes highly confidential information, such as a credit card number, you may want to call us or send it by regular mail.
Access. In some cases, you may be able to update certain information that you provided to us. This may require you to use a unique user name and password (or "PIN"). Also, where the capability exists, you may request that we modify or delete information we have gathered during your visit to our Web site.
Visitors/Registered Users. As a visitor to our Web site, you may have access to certain features without telling us who you are or revealing any information about yourself. We will not gather any information about you when you are using these features. We may require you to become a registered member in order to gain access to and use other features. Once you become a registered member, we may collect personal information when you use our Web site.

"Opting Out" - Consumer Selections Regarding Information Sharing

We are committed to protecting personal information, and to using or sharing it in ways that will improve or expand upon the services we provide to you.